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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,970 | $162,812-77.9% | $133,971-73.2% | $158,966-77.4% |
| Participation rate | 60.0% | 83.2%-23.2pp | 79.8%-19.8pp | 82.0%-22.0pp |
| Annual return | 37.08% | 41.94%-4.9pp | 45.09%-8.0pp | 302.95%-265.9pp |
| Employer contribution / active EE | $2,672 | $4,976-46.3% | $3,919-31.8% | $4,762-43.9% |
| Participant deferral / active EE | $9,924 | $5,910+67.9% | $5,047+96.6% | $5,983+65.9% |
| Admin fee / account holder | $89 | $11,741-99.2% | $8,929-99.0% | $11,250-99.2% |