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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,974 | $148,623-6.5% | $135,974+2.2% | $139,466-0.4% |
| Participation rate | 50.0% | 83.9%-33.9pp | 81.9%-31.9pp | 80.3%-30.3pp |
| Annual return | 17.36% | 79.30%-61.9pp | 68.30%-50.9pp | 373.66%-356.3pp |
| Employer contribution / active EE | $9,371 | $5,246+78.6% | $4,859+92.9% | $4,754+97.1% |
| Participant deferral / active EE | $16,099 | $8,103+98.7% | $7,760+107.5% | $6,712+139.9% |
| Admin fee / account holder | $59,016 | $12,406+375.7% | $10,767+448.1% | $11,409+417.3% |