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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,747 | $76,371-19.1% | $93,621-34.0% | $72,976-15.4% |
| Participation rate | 68.8% | 71.8%-3.0pp | 75.8%-7.1pp | 69.5%-0.7pp |
| Annual return | 24.05% | 25.82%-1.8pp | 32.76%-8.7pp | 81.02%-57.0pp |
| Employer contribution / active EE | $1,379 | $2,276-39.4% | $2,719-49.3% | $2,440-43.5% |
| Participant deferral / active EE | $5,532 | $3,538+56.3% | $4,070+35.9% | $3,608+53.3% |
| Admin fee / account holder | $484 | $6,839-92.9% | $7,890-93.9% | $5,124-90.5% |