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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,511 | $115,814-85.7% | $101,275-83.7% | $158,982-89.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 40.62% | 56.16%-15.5pp | 46.48%-5.9pp | 302.99%-262.4pp |
| Employer contribution / active EE | $1,718 | $4,176-58.9% | $3,660-53.1% | $4,763-63.9% |
| Participant deferral / active EE | $6,923 | $4,958+39.6% | $4,371+58.4% | $5,983+15.7% |
| Admin fee / account holder | $473 | $7,249-93.5% | $5,948-92.1% | $11,252-95.8% |