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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,807 | $197,625-83.4% | $177,840-81.6% | $158,966-79.4% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 12.54% | 58.76%-46.2pp | 48.32%-35.8pp | 302.95%-290.4pp |
| Employer contribution / active EE | $3,253 | $6,698-51.4% | $5,919-45.0% | $4,762-31.7% |
| Participant deferral / active EE | $4,514 | $8,405-46.3% | $7,714-41.5% | $5,983-24.6% |
| Admin fee / account holder | $766 | $15,405-95.0% | $12,431-93.8% | $11,250-93.2% |