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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,563 | $135,956-17.2% | $123,894-9.1% | $273,972-58.9% |
| Participation rate | 87.5% | 84.1%+3.4pp | 81.4%+6.1pp | 83.0%+4.5pp |
| Annual return | 3.35% | 56.63%-53.3pp | 47.52%-44.2pp | 41.46%-38.1pp |
| Employer contribution / active EE | $6,058 | $5,170+17.2% | $4,617+31.2% | $4,869+24.4% |
| Participant deferral / active EE | $8,111 | $6,343+27.9% | $5,984+35.5% | $5,287+53.4% |
| Admin fee / account holder | $648 | $9,817-93.4% | $8,357-92.3% | $10,133-93.6% |