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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,353 | $82,674-17.3% | $125,381-45.5% | $68,486-0.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -13.88% | -5.97%-7.9pp | 572.31%-586.2pp | -7.85%-6.0pp |
| Employer contribution / active EE | $11,109 | $3,382+228.5% | $4,815+130.7% | $2,597+327.8% |
| Participant deferral / active EE | $7,545 | $6,111+23.5% | $7,448+1.3% | $4,028+87.3% |
| Admin fee / account holder | $4,587 | $6,277-26.9% | $10,007-54.2% | $5,404-15.1% |