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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,012 | $102,422+19.1% | $147,117-17.1% | $80,959+50.7% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 13.91% | 135.16%-121.2pp | 420.54%-406.6pp | 35.67%-21.8pp |
| Employer contribution / active EE | $162 | $3,717-95.6% | $4,932-96.7% | $2,757-94.1% |
| Participant deferral / active EE | $11,125 | $6,652+67.2% | $8,065+38.0% | $4,300+158.7% |
| Admin fee / account holder | $4,244 | $7,953-46.6% | $12,993-67.3% | $6,925-38.7% |