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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,651 | $148,623-53.1% | $135,974-48.8% | $139,466-50.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 16.85% | 79.30%-62.4pp | 68.30%-51.5pp | 373.66%-356.8pp |
| Employer contribution / active EE | $3,110 | $5,246-40.7% | $4,859-36.0% | $4,754-34.6% |
| Participant deferral / active EE | $10,488 | $8,103+29.4% | $7,760+35.2% | $6,712+56.3% |
| Admin fee / account holder | $402 | $12,406-96.8% | $10,767-96.3% | $11,409-96.5% |