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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,822 | $209,422-41.4% | $178,503-31.2% | $158,982-22.7% |
| Participation rate | 91.7% | 86.4%+5.3pp | 81.9%+9.7pp | 82.0%+9.7pp |
| Annual return | 16.75% | 188.81%-172.1pp | 151.12%-134.4pp | 302.99%-286.2pp |
| Employer contribution / active EE | $2,335 | $5,707-59.1% | $5,011-53.4% | $4,763-51.0% |
| Participant deferral / active EE | $6,400 | $5,955+7.5% | $5,202+23.0% | $5,983+7.0% |
| Admin fee / account holder | $19,105 | $17,079+11.9% | $13,987+36.6% | $11,252+69.8% |