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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,600 | $183,592-59.9% | $155,574-52.7% | $145,877-49.5% |
| Participation rate | 86.4% | 82.7%+3.7pp | 78.2%+8.2pp | 80.3%+6.1pp |
| Annual return | 12.64% | 61.37%-48.7pp | 64.87%-52.2pp | 551.28%-538.6pp |
| Employer contribution / active EE | $1,835 | $5,317-65.5% | $4,676-60.8% | $4,663-60.7% |
| Participant deferral / active EE | $6,772 | $6,466+4.7% | $5,629+20.3% | $6,691+1.2% |
| Admin fee / account holder | $588 | $19,316-97.0% | $15,914-96.3% | $13,402-95.6% |