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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,661 | $172,111-49.1% | $150,298-41.7% | $137,256-36.1% |
| Participation rate | 94.7% | 81.7%+13.0pp | 77.8%+17.0pp | 80.0%+14.8pp |
| Annual return | 18.78% | 69.37%-50.6pp | 62.79%-44.0pp | 220.34%-201.6pp |
| Employer contribution / active EE | $1,569 | $4,636-66.2% | $4,154-62.2% | $4,156-62.2% |
| Participant deferral / active EE | $5,460 | $6,166-11.4% | $5,453+0.1% | $6,407-14.8% |
| Admin fee / account holder | $5,579 | $16,471-66.1% | $14,116-60.5% | $12,270-54.5% |