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| Provider | Service type | Compensation |
|---|---|---|
USI CONSULTING GROUP1+ years Service code 15 · EIN 06-1053228 | Recordkeeping | $23,871 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,549 | $57,435-24.2% | $105,218-58.6% | $55,191-21.1% |
| Participation rate | 39.0% | 71.3%-32.3pp | 77.2%-38.2pp | 69.2%-30.1pp |
| Annual return | 383.53% | 2.97%+380.6pp | 5.33%+378.2pp | 10.78%+372.8pp |
| Employer contribution / active EE | $2,436 | $1,920+26.9% | $3,255-25.2% | $1,899+28.3% |
| Participant deferral / active EE | $3,227 | $3,495-7.7% | $4,867-33.7% | $3,046+5.9% |
| Admin fee / account holder | $172 | $70+144.2% | $6,992-97.5% | $91+89.2% |