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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,202 | $106,247-43.3% | $96,515-37.6% | $139,466-56.8% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 4.75% | 38.47%-33.7pp | 35.73%-31.0pp | 373.66%-368.9pp |
| Employer contribution / active EE | $14,510 | $4,106+253.4% | $3,740+288.0% | $4,754+205.2% |
| Participant deferral / active EE | $8,304 | $5,456+52.2% | $4,880+70.2% | $6,712+23.7% |
| Admin fee / account holder | $362 | $7,885-95.4% | $6,735-94.6% | $11,409-96.8% |