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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,019 | $56,277-12.9% | $80,976-39.5% | $62,891-22.1% |
| Participation rate | 88.5% | 69.0%+19.5pp | 75.8%+12.6pp | 69.3%+19.2pp |
| Annual return | 17.20% | 22.12%-4.9pp | 17.10%+0.1pp | 20.14%-2.9pp |
| Employer contribution / active EE | $0 | $1,943-100.0% | $3,714-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $11,767 | $4,195+180.5% | $5,696+106.6% | $3,203+267.4% |
| Admin fee / account holder | $8,828 | $3,741+136.0% | $5,516+60.0% | $4,296+105.5% |