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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,019 | $56,287-12.9% | $80,977-39.5% | $62,881-22.0% |
| Participation rate | 88.5% | 68.9%+19.5pp | 75.8%+12.7pp | 69.3%+19.2pp |
| Annual return | 17.20% | 22.13%-4.9pp | 17.11%+0.1pp | 20.14%-2.9pp |
| Employer contribution / active EE | $0 | $1,943-100.0% | $3,715-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $11,767 | $4,196+180.5% | $5,696+106.6% | $3,203+267.4% |
| Admin fee / account holder | $8,828 | $3,742+135.9% | $5,517+60.0% | $4,296+105.5% |