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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,863 | $29,733-53.4% | $56,025-75.3% | $80,959-82.9% |
| Participation rate | 52.9% | 41.7%+11.2pp | 52.5%+0.4pp | 67.7%-14.7pp |
| Annual return | 12.42% | 35.28%-22.9pp | 1712.69%-1700.3pp | 35.67%-23.2pp |
| Employer contribution / active EE | $706 | $672+5.1% | $1,042-32.2% | $2,757-74.4% |
| Participant deferral / active EE | $2,185 | $1,229+77.8% | $1,955+11.8% | $4,300-49.2% |
| Admin fee / account holder | $1,095 | $2,434-55.0% | $2,828-61.3% | $6,925-84.2% |