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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,157 | $52,911-84.6% | $73,309-88.9% | $59,633-86.3% |
| Participation rate | 93.1% | 68.2%+24.9pp | 74.9%+18.2pp | 68.7%+24.4pp |
| Annual return | -1.45% | 12.20%-13.7pp | 5.67%-7.1pp | 2041.40%-2042.9pp |
| Employer contribution / active EE | $2,391 | $1,909+25.3% | $3,237-26.1% | $2,203+8.6% |
| Participant deferral / active EE | $3,392 | $4,069-16.7% | $4,991-32.0% | $3,192+6.3% |
| Admin fee / account holder | $819 | $3,835-78.7% | $5,635-85.5% | $4,297-80.9% |