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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,934 | $96,388-6.7% | $80,627+11.5% | $139,466-35.5% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 21.28% | 1352.08%-1330.8pp | 936.76%-915.5pp | 373.66%-352.4pp |
| Employer contribution / active EE | $11,845 | $3,260+263.4% | $2,723+335.1% | $4,754+149.2% |
| Participant deferral / active EE | $11,845 | $5,224+126.7% | $4,443+166.6% | $6,712+76.5% |
| Admin fee / account holder | $332 | $6,603-95.0% | $5,381-93.8% | $11,409-97.1% |