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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,393 | $108,882-9.6% | $96,754+1.7% | $154,746-36.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 22.15% | 98.39%-76.2pp | 82.04%-59.9pp | 172.34%-150.2pp |
| Employer contribution / active EE | $18,248 | $3,018+504.6% | $2,679+581.1% | $4,379+316.7% |
| Participant deferral / active EE | $16,270 | $5,323+205.7% | $4,758+242.0% | $6,730+141.7% |
| Admin fee / account holder | $373 | $10,200-96.3% | $8,905-95.8% | $14,365-97.4% |