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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,393 | $97,125+1.3% | $86,233+14.1% | $137,256-28.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 22.15% | 74.19%-52.0pp | 61.39%-39.2pp | 220.34%-198.2pp |
| Employer contribution / active EE | $18,248 | $2,841+542.2% | $2,504+628.6% | $4,156+339.1% |
| Participant deferral / active EE | $16,270 | $5,180+214.1% | $4,559+256.9% | $6,407+153.9% |
| Admin fee / account holder | $373 | $9,725-96.2% | $8,342-95.5% | $12,270-97.0% |