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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,719 | $114,130-22.3% | $96,192-7.8% | $167,553-47.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 25.69% | 190.07%-164.4pp | 192.09%-166.4pp | 478.89%-453.2pp |
| Employer contribution / active EE | $19,500 | $3,431+468.4% | $2,799+596.6% | $4,840+302.9% |
| Participant deferral / active EE | $19,500 | $5,198+275.2% | $4,351+348.2% | $6,343+207.4% |
| Admin fee / account holder | $351 | $6,901-94.9% | $5,539-93.7% | $12,316-97.2% |