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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,719 | $114,073-22.2% | $96,161-7.7% | $167,518-47.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 25.69% | 189.95%-164.3pp | 192.01%-166.3pp | 478.71%-453.0pp |
| Employer contribution / active EE | $19,500 | $3,428+468.8% | $2,798+596.9% | $4,838+303.0% |
| Participant deferral / active EE | $19,500 | $5,195+275.4% | $4,349+348.3% | $6,342+207.5% |
| Admin fee / account holder | $351 | $6,899-94.9% | $5,538-93.7% | $12,312-97.1% |