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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,853 | $57,541-89.8% | $95,740-93.9% | $75,173-92.2% |
| Participation rate | 80.0% | 62.5%+17.5pp | 72.3%+7.7pp | 67.2%+12.8pp |
| Annual return | 6.11% | 34.93%-28.8pp | 28.41%-22.3pp | 160.72%-154.6pp |
| Employer contribution / active EE | $1,128 | $1,808-37.6% | $2,836-60.2% | $2,671-57.8% |
| Participant deferral / active EE | $2,180 | $3,074-29.1% | $4,244-48.6% | $4,126-47.2% |
| Admin fee / account holder | $1,266 | $4,099-69.1% | $5,676-77.7% | $5,651-77.6% |