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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,126 | $61,815-85.2% | $97,295-90.6% | $80,959-88.7% |
| Participation rate | 67.4% | 63.5%+4.0pp | 72.7%-5.2pp | 67.7%-0.2pp |
| Annual return | 28.24% | -558.73%+587.0pp | 75.62%-47.4pp | 35.67%-7.4pp |
| Employer contribution / active EE | $946 | $1,836-48.5% | $2,723-65.3% | $2,757-65.7% |
| Participant deferral / active EE | $1,871 | $3,027-38.2% | $4,264-56.1% | $4,300-56.5% |
| Admin fee / account holder | $268 | $5,166-94.8% | $5,646-95.3% | $6,925-96.1% |