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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,457 | $63,703-80.4% | $93,063-86.6% | $82,448-84.9% |
| Participation rate | 63.4% | 63.8%-0.4pp | 72.1%-8.7pp | 68.1%-4.7pp |
| Annual return | 18.81% | -775.43%+794.2pp | 34.15%-15.3pp | 41.64%-22.8pp |
| Employer contribution / active EE | $1,182 | $1,729-31.6% | $2,476-52.2% | $2,551-53.6% |
| Participant deferral / active EE | $2,063 | $2,919-29.3% | $3,958-47.9% | $4,139-50.2% |
| Admin fee / account holder | $817 | $5,982-86.3% | $6,033-86.5% | $7,234-88.7% |