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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,685 | $77,817-42.6% | $123,553-63.8% | $64,173-30.4% |
| Participation rate | 80.6% | 74.7%+5.9pp | 82.3%-1.6pp | 69.6%+11.1pp |
| Annual return | -8.65% | 12.49%-21.1pp | 119.21%-127.9pp | 7.63%-16.3pp |
| Employer contribution / active EE | $2,204 | $3,014-26.9% | $4,628-52.4% | $2,381-7.4% |
| Participant deferral / active EE | $9,538 | $5,240+82.0% | $6,426+48.4% | $3,470+174.9% |
| Admin fee / account holder | $2,604 | $5,519-52.8% | $9,284-72.0% | $4,887-46.7% |