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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,993 | $138,076-84.8% | $123,553-83.0% | $135,380-84.5% |
| Participation rate | 60.0% | 84.7%-24.7pp | 82.3%-22.3pp | 82.6%-22.6pp |
| Annual return | 0.00% | 153.70%-153.7pp | 119.21%-119.2pp | 519.81%-519.8pp |
| Employer contribution / active EE | $1,200 | $5,152-76.7% | $4,628-74.1% | $4,779-74.9% |
| Participant deferral / active EE | $14,150 | $6,800+108.1% | $6,426+120.2% | $5,609+152.3% |
| Admin fee / account holder | $3,216 | $10,917-70.5% | $9,284-65.4% | $10,828-70.3% |