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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,176 | $104,953-73.2% | $84,637-66.7% | $152,909-81.6% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 13.54% | 373.94%-360.4pp | 258.82%-245.3pp | 345.46%-331.9pp |
| Employer contribution / active EE | $4,865 | $3,304+47.3% | $2,653+83.4% | $4,764+2.1% |
| Participant deferral / active EE | $7,887 | $4,691+68.1% | $3,900+102.2% | $5,851+34.8% |
| Admin fee / account holder | $14,640 | $6,244+134.4% | $4,914+197.9% | $11,601+26.2% |