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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,406 | $183,592-34.4% | $155,574-22.6% | $145,877-17.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.67% | 61.37%-47.7pp | 64.87%-51.2pp | 551.28%-537.6pp |
| Employer contribution / active EE | $2,233 | $5,317-58.0% | $4,676-52.3% | $4,663-52.1% |
| Participant deferral / active EE | $9,552 | $6,466+47.7% | $5,629+69.7% | $6,691+42.8% |
| Admin fee / account holder | $7,321 | $19,316-62.1% | $15,914-54.0% | $13,402-45.4% |