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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $425,988 | $202,440+110.4% | $169,390+151.5% | $139,466+205.4% |
| Participation rate | 17.6% | 81.1%-63.5pp | 77.2%-59.5pp | 80.3%-62.7pp |
| Annual return | 42.66% | 532.36%-489.7pp | 406.07%-363.4pp | 373.66%-331.0pp |
| Employer contribution / active EE | $354 | $4,693-92.5% | $4,013-91.2% | $4,754-92.6% |
| Participant deferral / active EE | $4,412 | $6,940-36.4% | $6,222-29.1% | $6,712-34.3% |
| Admin fee / account holder | $2 | $10,722-100.0% | $9,015-100.0% | $11,409-100.0% |