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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,660 | $48,078-67.4% | $78,676-80.1% | $62,881-75.1% |
| Participation rate | 55.1% | 65.2%-10.1pp | 73.6%-18.5pp | 69.3%-14.2pp |
| Annual return | 10.30% | 31.36%-21.1pp | 62.19%-51.9pp | 20.14%-9.8pp |
| Employer contribution / active EE | $1,464 | $2,015-27.3% | $2,850-48.6% | $2,281-35.8% |
| Participant deferral / active EE | $3,422 | $2,587+32.3% | $3,517-2.7% | $3,203+6.8% |
| Admin fee / account holder | $477 | $3,206-85.1% | $4,510-89.4% | $4,296-88.9% |