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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,984 | $58,275-40.0% | $81,844-57.3% | $80,935-56.8% |
| Participation rate | 75.0% | 63.5%+11.5pp | 72.4%+2.6pp | 67.7%+7.3pp |
| Annual return | 12.17% | 41.82%-29.6pp | 778.87%-766.7pp | 35.66%-23.5pp |
| Employer contribution / active EE | $3,143 | $2,346+34.0% | $2,916+7.8% | $2,757+14.0% |
| Participant deferral / active EE | $6,761 | $3,285+105.8% | $4,323+56.4% | $4,299+57.2% |
| Admin fee / account holder | $5,968 | $4,749+25.7% | $7,355-18.9% | $6,924-13.8% |