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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,349 | $144,130-30.4% | $117,861-14.9% | $147,586-32.0% |
| Participation rate | 66.7% | 83.4%-16.8pp | 79.7%-13.0pp | 82.8%-16.2pp |
| Annual return | 19.49% | 531.20%-511.7pp | 335.11%-315.6pp | 578.59%-559.1pp |
| Employer contribution / active EE | $1,565 | $4,897-68.0% | $3,786-58.7% | $4,876-67.9% |
| Participant deferral / active EE | $4,272 | $5,316-19.6% | $4,482-4.7% | $5,439-21.4% |
| Admin fee / account holder | $1,692 | $10,887-84.5% | $8,021-78.9% | $10,886-84.5% |