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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,782 | $176,105-38.8% | $159,474-32.4% | $167,536-35.7% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 15.32% | 331.91%-316.6pp | 263.68%-248.4pp | 478.82%-463.5pp |
| Employer contribution / active EE | $2,387 | $5,299-55.0% | $4,831-50.6% | $4,839-50.7% |
| Participant deferral / active EE | $8,168 | $7,751+5.4% | $7,353+11.1% | $6,342+28.8% |
| Admin fee / account holder | $948 | $12,559-92.5% | $10,802-91.2% | $12,315-92.3% |