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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,603 | $198,457-72.5% | $170,435-68.0% | $147,586-63.0% |
| Participation rate | 57.1% | 88.0%-30.8pp | 83.6%-26.5pp | 82.8%-25.7pp |
| Annual return | 14.76% | 257.30%-242.5pp | 205.94%-191.2pp | 578.59%-563.8pp |
| Employer contribution / active EE | $11,690 | $6,183+89.1% | $5,432+115.2% | $4,876+139.7% |
| Participant deferral / active EE | $7,364 | $5,629+30.8% | $4,939+49.1% | $5,439+35.4% |
| Admin fee / account holder | $2,386 | $16,852-85.8% | $13,881-82.8% | $10,886-78.1% |