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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,949 | $70,684-68.9% | $169,397-87.0% | $75,177-70.8% |
| Participation rate | 38.2% | 64.8%-26.6pp | 77.2%-39.0pp | 67.2%-29.0pp |
| Annual return | 18.85% | 36.38%-17.5pp | 406.23%-387.4pp | 160.75%-141.9pp |
| Employer contribution / active EE | $1,047 | $2,211-52.7% | $4,013-73.9% | $2,671-60.8% |
| Participant deferral / active EE | $2,091 | $4,310-51.5% | $6,223-66.4% | $4,126-49.3% |
| Admin fee / account holder | $1,324 | $5,404-75.5% | $9,017-85.3% | $5,651-76.6% |