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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,457 | $56,640-28.6% | $78,002-48.1% | $55,167-26.7% |
| Participation rate | 79.2% | 73.3%+5.9pp | 75.5%+3.7pp | 69.0%+10.2pp |
| Annual return | 14.20% | 2868.48%-2854.3pp | 425.99%-411.8pp | 169.23%-155.0pp |
| Employer contribution / active EE | $4,862 | $1,724+182.1% | $2,470+96.8% | $1,963+147.8% |
| Participant deferral / active EE | $10,302 | $2,778+270.8% | $3,497+194.6% | $3,054+237.3% |
| Admin fee / account holder | $1,814 | $467+288.9% | $5,481-66.9% | $504+260.0% |