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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,128 | $150,446+41.7% | $136,297+56.4% | $147,585+44.4% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 18.70% | 1049.14%-1030.4pp | 5156.19%-5137.5pp | 578.58%-559.9pp |
| Employer contribution / active EE | $17,953 | $5,256+241.5% | $4,696+282.3% | $4,876+268.2% |
| Participant deferral / active EE | $12,902 | $6,631+94.6% | $6,247+106.5% | $5,439+137.2% |
| Admin fee / account holder | $3,869 | $10,906-64.5% | $9,244-58.1% | $10,886-64.5% |