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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,150 | $198,457-84.8% | $170,435-82.3% | $147,586-79.6% |
| Participation rate | 83.3% | 88.0%-4.6pp | 83.6%-0.3pp | 82.8%+0.5pp |
| Annual return | 11.98% | 257.30%-245.3pp | 205.94%-194.0pp | 578.59%-566.6pp |
| Employer contribution / active EE | $5,125 | $6,183-17.1% | $5,432-5.7% | $4,876+5.1% |
| Participant deferral / active EE | $11,013 | $5,629+95.6% | $4,939+123.0% | $5,439+102.5% |
| Admin fee / account holder | $11,471 | $16,852-31.9% | $13,881-17.4% | $10,886+5.4% |