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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,823 | $150,446-46.3% | $136,297-40.7% | $147,585-45.2% |
| Participation rate | 71.4% | 84.4%-13.0pp | 81.9%-10.5pp | 82.8%-11.4pp |
| Annual return | 20.93% | 1049.14%-1028.2pp | 5156.19%-5135.3pp | 578.58%-557.6pp |
| Employer contribution / active EE | $0 | $5,256-100.0% | $4,696-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $5,579 | $6,631-15.9% | $6,247-10.7% | $5,439+2.6% |
| Admin fee / account holder | $11,937 | $10,906+9.5% | $9,244+29.1% | $10,886+9.7% |