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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,591 | $171,867-91.5% | $149,721-90.3% | $147,586-90.1% |
| Participation rate | 75.0% | 88.2%-13.2pp | 87.1%-12.1pp | 82.8%-7.8pp |
| Annual return | 19.33% | 2113.36%-2094.0pp | 1501.67%-1482.3pp | 578.59%-559.3pp |
| Employer contribution / active EE | $1,046 | $6,275-83.3% | $5,444-80.8% | $4,876-78.6% |
| Participant deferral / active EE | $4,364 | $7,270-40.0% | $6,568-33.6% | $5,439-19.8% |
| Admin fee / account holder | $10,641 | $13,799-22.9% | $11,282-5.7% | $10,886-2.2% |