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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,113 | $82,674-58.7% | $125,381-72.8% | $68,486-50.2% |
| Participation rate | 51.5% | 75.1%-23.6pp | 82.4%-30.9pp | 67.9%-16.4pp |
| Annual return | -17.36% | -5.97%-11.4pp | 572.31%-589.7pp | -7.85%-9.5pp |
| Employer contribution / active EE | $2,201 | $3,382-34.9% | $4,815-54.3% | $2,597-15.2% |
| Participant deferral / active EE | $3,343 | $6,111-45.3% | $7,448-55.1% | $4,028-17.0% |
| Admin fee / account holder | $2,856 | $6,277-54.5% | $10,007-71.5% | $5,404-47.1% |