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Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,171 | $79,089-17.6% | $100,392-35.1% | $74,459-12.5% |
| Participation rate | 97.7% | 79.4%+18.3pp | 81.5%+16.2pp | 67.2%+30.5pp |
| Annual return | 15.49% | 20.61%-5.1pp | 49.45%-34.0pp | 1369.70%-1354.2pp |
| Employer contribution / active EE | $7,810 | $3,015+159.0% | $3,941+98.2% | $2,626+197.4% |
| Participant deferral / active EE | $15,649 | $7,747+102.0% | $8,090+93.4% | $4,350+259.8% |
| Admin fee / account holder | $9 | $1,336-99.3% | $7,904-99.9% | $1,945-99.6% |