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Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,171 | $79,045-17.6% | $100,378-35.1% | $74,429-12.4% |
| Participation rate | 97.7% | 79.4%+18.2pp | 81.5%+16.2pp | 67.2%+30.5pp |
| Annual return | 15.49% | 20.61%-5.1pp | 49.41%-33.9pp | 1368.38%-1352.9pp |
| Employer contribution / active EE | $7,810 | $3,015+159.0% | $3,942+98.1% | $2,625+197.6% |
| Participant deferral / active EE | $15,649 | $7,751+101.9% | $8,087+93.5% | $4,348+259.9% |
| Admin fee / account holder | $9 | $1,335-99.3% | $7,899-99.9% | $1,944-99.6% |