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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,578 | $95,915-94.2% | $79,580-93.0% | $134,532-95.9% |
| Participation rate | 83.3% | 75.0%+8.3pp | 69.5%+13.8pp | 81.2%+2.1pp |
| Annual return | -22.71% | -2.71%-20.0pp | 0.15%-22.9pp | 418.27%-441.0pp |
| Employer contribution / active EE | $833 | $3,129-73.4% | $2,413-65.5% | $4,741-82.4% |
| Participant deferral / active EE | $1,175 | $4,693-75.0% | $3,985-70.5% | $6,401-81.6% |
| Admin fee / account holder | $332 | $9,132-96.4% | $6,835-95.1% | $11,429-97.1% |