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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,272 | $106,247-78.1% | $96,515-75.9% | $139,466-83.3% |
| Participation rate | 46.2% | 77.8%-31.7pp | 74.3%-28.2pp | 80.3%-34.2pp |
| Annual return | 10.51% | 38.47%-28.0pp | 35.73%-25.2pp | 373.66%-363.2pp |
| Employer contribution / active EE | $2,060 | $4,106-49.8% | $3,740-44.9% | $4,754-56.7% |
| Participant deferral / active EE | $6,465 | $5,456+18.5% | $4,880+32.5% | $6,712-3.7% |
| Admin fee / account holder | $56 | $7,885-99.3% | $6,735-99.2% | $11,409-99.5% |