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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,080 | $110,337+68.6% | $102,383+81.7% | $145,877+27.6% |
| Participation rate | 90.9% | 77.9%+13.0pp | 74.5%+16.4pp | 80.3%+10.6pp |
| Annual return | 10.82% | 24.83%-14.0pp | 24.94%-14.1pp | 551.28%-540.5pp |
| Employer contribution / active EE | $26,056 | $4,216+518.0% | $3,870+573.2% | $4,663+458.8% |
| Participant deferral / active EE | $2,413 | $5,621-57.1% | $5,060-52.3% | $6,691-63.9% |
| Admin fee / account holder | $5,804 | $9,750-40.5% | $8,391-30.8% | $13,402-56.7% |