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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,080 | $111,814+66.4% | $103,374+80.0% | $145,959+27.5% |
| Participation rate | 90.9% | 77.9%+13.0pp | 74.5%+16.4pp | 80.3%+10.6pp |
| Annual return | 10.82% | 24.77%-14.0pp | 24.89%-14.1pp | 561.95%-551.1pp |
| Employer contribution / active EE | $26,056 | $4,214+518.4% | $3,869+573.4% | $4,661+459.0% |
| Participant deferral / active EE | $2,413 | $5,618-57.1% | $5,058-52.3% | $6,689-63.9% |
| Admin fee / account holder | $5,804 | $9,754-40.5% | $8,394-30.9% | $13,398-56.7% |