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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,744 | $185,905-74.3% | $170,057-71.9% | $139,487-65.8% |
| Participation rate | 91.3% | 87.8%+3.5pp | 87.0%+4.3pp | 80.3%+11.0pp |
| Annual return | 22.16% | 60.56%-38.4pp | 53.42%-31.3pp | 373.84%-351.7pp |
| Employer contribution / active EE | $4,482 | $7,597-41.0% | $6,790-34.0% | $4,755-5.7% |
| Participant deferral / active EE | $4,320 | $11,627-62.8% | $10,411-58.5% | $6,713-35.6% |
| Admin fee / account holder | $1,647 | $15,397-89.3% | $12,826-87.2% | $11,407-85.6% |