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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,500 | $183,516-48.0% | $155,534-38.6% | $145,884-34.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.32% | 61.43%-50.1pp | 64.92%-53.6pp | 551.85%-540.5pp |
| Employer contribution / active EE | $8,187 | $5,315+54.0% | $4,675+75.1% | $4,662+75.6% |
| Participant deferral / active EE | $5,330 | $6,467-17.6% | $5,630-5.3% | $6,690-20.3% |
| Admin fee / account holder | $1,854 | $19,293-90.4% | $15,900-88.3% | $13,392-86.2% |