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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,167 | $138,114+76.8% | $125,391+94.7% | $134,545+81.5% |
| Participation rate | 85.0% | 84.5%+0.5pp | 82.4%+2.6pp | 81.2%+3.8pp |
| Annual return | -16.92% | 750.88%-767.8pp | 572.41%-589.3pp | 418.37%-435.3pp |
| Employer contribution / active EE | $4,430 | $5,246-15.6% | $4,816-8.0% | $4,742-6.6% |
| Participant deferral / active EE | $9,219 | $7,801+18.2% | $7,448+23.8% | $6,401+44.0% |
| Admin fee / account holder | $30,683 | $11,570+165.2% | $10,009+206.6% | $11,431+168.4% |