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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK LIFE INSURANCE CO USA Service code 15 · EIN 01-0233346 | Recordkeeping | $32,475 |
Filed as: ONE DIGITAL Service code 26 300 GALLERIA PKWY, SUITE 1100 · ATLANTA, GA 30339 | Advisory (Participants) | $21,342 |
Filed as: ONEDIGITAL INVESTMENT ADVISORS Service code 26 | Advisory (Participants) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,081 | $73,532+15.7% | $178,540-52.3% | $74,459+14.3% |
| Participation rate | 55.7% | 66.6%-10.9pp | 77.1%-21.4pp | 67.2%-11.5pp |
| Annual return | 13.57% | 17.51%-3.9pp | 27.15%-13.6pp | 1369.70%-1356.1pp |
| Employer contribution / active EE | $3,482 | $2,221+56.8% | $3,953-11.9% | $2,626+32.6% |
| Participant deferral / active EE | $4,453 | $4,519-1.5% | $6,281-29.1% | $4,350+2.4% |
| Admin fee / account holder | $366 | $1,813-79.8% | $10,424-96.5% | $1,945-81.2% |