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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,239 | $45,043+18.2% | $63,005-15.5% | $70,124-24.1% |
| Participation rate | 100.0% | 69.5%+30.5pp | 74.8%+25.2pp | 69.5%+30.5pp |
| Annual return | 20.10% | 18.76%+1.3pp | 87.59%-67.5pp | 73.14%-53.0pp |
| Employer contribution / active EE | $5,859 | $2,052+185.5% | $2,760+112.3% | $2,342+150.1% |
| Participant deferral / active EE | $4,002 | $2,466+62.3% | $3,329+20.2% | $3,332+20.1% |
| Admin fee / account holder | $9,376 | $2,833+230.9% | $3,599+160.5% | $4,645+101.8% |