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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,223 | $85,766-61.3% | $136,297-75.6% | $70,124-52.6% |
| Participation rate | 22.4% | 74.2%-51.8pp | 81.9%-59.6pp | 69.5%-47.2pp |
| Annual return | 20.57% | 31.45%-10.9pp | 5156.19%-5135.6pp | 73.14%-52.6pp |
| Employer contribution / active EE | $0 | $2,966-100.0% | $4,696-100.0% | $2,342-100.0% |
| Participant deferral / active EE | $2,816 | $5,051-44.2% | $6,247-54.9% | $3,332-15.5% |
| Admin fee / account holder | $2,489 | $5,420-54.1% | $9,244-73.1% | $4,645-46.4% |