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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,484 | $78,707-57.5% | $117,861-71.6% | $70,126-52.3% |
| Participation rate | 87.0% | 73.2%+13.8pp | 79.7%+7.3pp | 69.5%+17.4pp |
| Annual return | 23.08% | 23.30%-0.2pp | 335.11%-312.0pp | 73.15%-50.1pp |
| Employer contribution / active EE | $1,518 | $2,223-31.7% | $3,786-59.9% | $2,343-35.2% |
| Participant deferral / active EE | $7,882 | $3,297+139.0% | $4,482+75.8% | $3,332+136.6% |
| Admin fee / account holder | $5,020 | $5,066-0.9% | $8,021-37.4% | $4,645+8.1% |